Effective Date: May 1, 2026

Drought Proof LLC, d/b/a Drought Proof ("Company," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect personal information when you visit www.DroughtProofCredit.com, submit applications or forms, communicate with us, or opt in to receive phone calls, SMS/text messages, or automated communications via GoHighLevel (GHL).

1. Information We Collect

Personal Information You Provide: We collect information you voluntarily submit, including name, email address, phone number, business/personal financial details, identification documents, and application data.

Automatically Collected Information: When you visit our website or interact with our services, we collect technical data such as IP address, browser/device type, pages visited, referring sources, and cookie or tracking data.

SMS and Communication Data: If you opt in to SMS, we collect your mobile phone number, opt-in consent status, message interaction history, and timestamps.

2. How We Use Information

We use the information we collect to:

• Process funding applications and provide customer support.

• Deliver service updates, account notifications, and promotional communications.

• Communicate via phone, email, SMS/text, and automations (see Section 4).

• Verify identity, assess eligibility, and prevent fraud.

• Improve our website, services, and marketing.

• Analyze usage trends and website performance.

• Comply with legal, regulatory, and operational requirements.

3. SMS, Phone, and Automated Communications Privacy

Consent and Opt-In. By providing your phone number, checking a consent checkbox, or otherwise providing express written consent, you authorize us to send automated and non-automated calls, SMS/MMS messages, and electronic communications to the number you provide, including via automatic telephone dialing systems (ATDS), prerecorded/artificial voice, or text messages. Messages may cover marketing, account updates, application status, promotions, and service reminders. Consent is not a condition of purchase. You affirm you own or have authority over the number provided.

Message Frequency and Content. Frequency varies based on your account activity and preferences. Sample content includes funding offers, reminders, and opt-out instructions.

GHL Platform. We use GoHighLevel (GHL) and affiliated vendors to deliver messages and automations. These providers process contact data solely to facilitate messaging on our behalf, in accordance with this Policy.

Rates. Message and data rates may apply; you are responsible for carrier charges.

4. Opt-Out and HELP Instructions

SMS Opt-Out: Reply STOP, CANCEL, UNSUBSCRIBE, END, or QUIT to any message. We may send one final confirmation, after which no further marketing messages will be sent (essential transactional messages may continue). Re-enroll by replying START or opting in via our website.

HELP: Reply HELP for assistance or contact [email protected] or (888) 594-5004.

Requests are processed within 24–48 hours. We honor National Do-Not-Call Registry entries and maintain an internal DNC list.

5. Cookies and Tracking Technologies

We use cookies, pixels, tags, and similar tools for website functionality, analytics, security, and targeted advertising. Essential cookies are required for site operation; others can be managed via browser settings or our cookie banner. Disabling cookies may limit functionality. Third-party cookies may track activity across sites for analytics and retargeting.

6. How We Share Information

No Selling of Data: We do not sell personal information.

Service Providers: We share with trusted vendors (e.g., GHL for messaging, payment processors, fraud detection) who use data only to provide services to us under strict confidentiality.

Business Transfers: In mergers, acquisitions, or similar events.

Legal Requirements: To comply with laws, respond to subpoenas, or protect rights/safety.

SMS Opt-In Data: Mobile opt-in data, originator data, and consent records are not shared with third parties or affiliates for their marketing/promotional purposes. They may be shared with subcontractors solely for operational support (e.g., message delivery).

7. Data Retention

We retain personal data only as necessary to provide services, meet legal obligations (e.g., financial records), resolve disputes, and enforce agreements. Opt-in/opt-out records are kept for compliance purposes.

8. Security

We implement reasonable administrative, technical, and physical safeguards to protect data. However, no system is impenetrable; we cannot guarantee absolute security.

9. Your Rights and Choices

You may access, correct, or delete your data by contacting us. Opt out of marketing via the instructions above or unsubscribe links. Florida residents have rights under applicable state law; contact us to exercise them. Note: Opting out of communications does not affect transactional messages or application processing.

10. Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect data from children.

11. Third-Party Links

Links to third-party sites (e.g., lenders) are not endorsed. We are not responsible for their privacy practices.

12. Changes to This Policy

We may update this Policy. Revised versions will be posted here with an updated date. Continued use constitutes acceptance.

13. Governing Law

This Policy is governed by the laws of the State of Florida, without regard to conflict-of-law rules. Disputes are subject to the exclusive jurisdiction of state and federal courts in Miami-Dade County, Florida.

14. Contact Us

Drought Proof LLC (d/b/a Drought Proof)
Phone: (888) 594-5004
Email: [email protected]
Website: www.DroughtProofCredit.com