Credit Consulting
Our certified counselors sit down with you to break down your full credit report line by line.
We identify what is helping your score, what is hurting it, and which errors can be disputed
then hand you a clear, personalized roadmap to steadily rebuild your credit.
Is this right for you?
This service is a strong fit if:
You want to raise your score before a big purchase
You see errors or unfamiliar items on your report
You are not sure why your score is stuck
Simple, transparent pricing
Your first credit counseling session is completely free. We review everything and explain your options before you ever commit to anything.
How it works
Four simple steps from your first call to a real result.
Pull your reports
We gather and review your credit reports from all three bureaus
Diagnose the score
We pinpoint exactly what is dragging your score down.
Build your roadmap
You get a step-by-step plan tailored to your situation.
Track progress
We check in and adjust as your score improves month over month.
What you get
Line-by-line review of all three credit reports
Identify and dispute inaccurate or outdated items
A personalized score-improvement roadmap
Guidance on utilization, payment history, and mix
Ongoing support as your score climbs
Clients who follow their roadmap commonly see score gains within the first few months.
Credit Counseling questions
How fast will my score improve?
It depends on your starting point, but many clients see movement within the first 30 days as errors clear and habits improve.
Can you remove accurate negative items?
No one can legally remove accurate information, but we dispute genuine errors and show you how to offset the rest with positive activity.
Do you pull my credit for me?
Yes. With your permission we review all three bureau reports together so nothing gets missed.
Ready to get started with credit counseling?
Book your free, no-obligation consultation and we'll build a plan around your goals.
Explore other services
Drought Proof Funding
Financial Literacy Workshops
E-Books
Helping South Florida families eliminate debt, rebuild credit, and build generational wealth.